What Is a Home Warranty for Buyer? A home warranty for a buyer is a service agreement that helps reduce repair and replacement costs for major systems and appliances in a home. It covers items such as HVAC systems, plumbing, hot water heaters, electrical, and may include appliances like washers, dryers, refrigerators, and stoves depending…
What Does Renters Insurance Cover in Texas? Renters insurance in Texas typically covers the replacement of personal property in the event of common losses like fire, smoke, theft or vandalism, and certain types of water damage. However, it does not cover losses caused by floods. The policy limits determine the maximum amount the insurance company…
What’s Cheaper Lowes or Home Depot? Home Depot typically has lower prices on building materials and tools compared to Lowe’s. However, Lowe’s may have better deals on appliances and home décor items. Both stores offer price matching policies, loyalty programs, and discounts. Home Depot caters more to contractors and DIY enthusiasts, while Lowe’s focuses more…
What Are the Pros and Cons of a Reverse Mortgage? A reverse mortgage has several pros and cons. On the positive side, it allows property owners aged 62 and older to convert their real estate equity into spendable cash. This offers the potential for tax-free income and the opportunity for homeowners to supplement their retirement…
Do Construction Workers Get Paid Well? Construction workers can be paid well, with the potential for high salaries as they gain experience and specialize in certain areas. Pay rates for construction workers vary based on experience and specialization, with new workers starting at hourly wages and working their way into supervisory and senior roles over…
Does Renters Insurance Cover Theft? Yes, renters insurance does cover theft. Renters insurance includes personal property coverage, which protects against theft of items from your home. It can also cover stolen belongings outside of your home, such as from your vehicle, hotel room, or offsite storage facility. The coverage provided may vary depending on the…
How to Save Money to Move Out? To save money to move out, there are several steps you can take. First, consider the full cost of living arrangements, including rent, utilities, food, laundry, insurance, and transportation. Determine an affordable rent by dividing your monthly income by three or your yearly gross income by 40. Take…
What Is Renters Liability Insurance? Renters liability insurance is a type of insurance that provides coverage for medical expenses and legal fees in the event of incidents caused by dogs. This coverage is typically included in homeowners, renters, manufactured home, or condo policies. It is important to note that homeowners insurance does not cover damage…
Is AC Part of Electric Bill? Yes, the AC is part of the electric bill. The AC can make up a significant portion of a power bill, especially in homes in southern regions. For many homes, the AC could account for up to 50% of the electric bill. The electricity usage and bill are measured…
Is Zillow or Redfin More Accurate? Zillow’s estimates, known as Zestimates, are generally more accurate than Redfin’s estimates. Redfin estimates have a higher median error rate of 7.67% for off-market properties, compared to Zillow’s slightly better rate of 6.90%. Both Redfin and Zillow are more accurate at estimating the value of homes already listed for…
How to Cut Down on Electric Bill? To cut down on your electric bill, there are several steps you can take. First, conduct an energy audit to identify areas where energy is being wasted. Next, adjust your thermostat by 7 to 10 degrees when you’re asleep or away from home. Additionally, set your fridge to…
What to Do After Closing on a House? After closing on a house, there are several important steps to take. First, store all closing documents in a secure place for future reference. It is also wise to consider changing the locks on your doors and reprogramming keypads for added security. Contact utility companies in advance…
Can You Fire Your Realtor? Yes, you can fire your realtor. There are several reasons why you may want to terminate your agreement with a real estate agent. These reasons may include dissatisfaction with their services, lack of communication, unprofessional behavior, or failure to meet your expectations. However, before taking this step, it is important…
Does Home Insurance Cover Fences? Yes, home insurance can cover fences if the damage is caused by a covered cause of loss such as a storm, fire, or vandalism. Wear and tear or lack of upkeep is typically not covered. Additionally, if a neighbor’s tree or its limbs fall onto a fence and cause damage…
Why Is Chlorine So Expensive? Chlorine is currently expensive due to a combination of factors. Firstly, the high demand for chlorine during the pandemic has led to increased prices. Additionally, a fire at a major chlorine producer, BioLab, has caused a shortage in supply. The destruction of BioLab’s chlorine plant during Hurricane Laura in 2020…