Does Homeowners Insurance Cover Main Water Line Replacement? Homeowners insurance may cover the costs of main water line replacement, but it depends on the cause of the damage. Insurance is unlikely to cover replacement costs if the damage is due to wear and tear, improper installation, tree roots, or pests. If the water main breaks,…
How to Become a Minimalist in 30 Days? To become a minimalist in 30 days, follow these steps: 1. Use the Freedom App to block distracting apps on your phone. 2. On Day 5, declutter your wardrobe by getting rid of clothes that haven’t been worn in 6 months to a year. 3. Donate or…
How Long Does It Take To Save for a House? On average, it now takes first-time homebuyers approximately 7 years and 11 months to save for a 20% down payment on a median-priced home. This is an increase of 10 months compared to pre-pandemic times. In June 2001, it took an average homebuyer 6 years…
Can You Negotiate Rent? Yes, you can negotiate rent. However, the ease of negotiation depends on factors such as the local rental market, availability of rental inventory, housing costs, and the type of landlord. In tight markets with rising rents and limited availability, negotiating a discounted deal may be difficult. Property management companies or real…
How to Cancel State Farm Renters Insurance? To cancel State Farm renters insurance, you can either mail a letter to their corporate headquarters or request policy cancellation at least two weeks before your desired end date. State Farm collects personal information such as name, address, driver’s license number, as well as transactional information, digital network…
Can You Leave Stuff Behind When You Sell Your House? Yes, you can leave stuff behind when you sell your house, but it depends on the type of item and the agreement with the buyer. Some items, like built-in appliances and fixtures, are typically left behind. However, leaving furniture and personal belongings is generally not…
How to Pick a Mortgage Lender? When picking a mortgage lender, it is important to consider several factors. One consideration is your existing bank or credit union, as they may offer favorable rates and terms. You can also seek recommendations from friends and family who have recently gone through the mortgage process. Real estate agents…
How Long After Home Inspection Is Appraisal? The typical timeframe between home inspection and home appraisal in the Chicago real estate market is 1-2 weeks. The appraisal occurs after the inspection to allow the buyer to identify any physical issues or repairs needed in the home. It is standard to allow 1-2 weeks from the…
Does Ruggable Have Black Friday Sales? Yes, Ruggable does have Black Friday sales. During their Black Friday sale, customers can save 25% on rugs and 20% sitewide with the coupon code BF22. Some of the discounted rugs available during the sale include a 5×7 venom emerald area rug by Jonathan Adler for $209, Jonathan Adler…
Does Renters Insurance Cover Mold? Renters insurance may cover mold damage in rental homes if the mold was caused by a covered peril, such as standing water from a leak or internal flood. However, renters insurance typically does not cover mold damage from external floods, sewage overflow, or if the cause of mold growth is…
Is It Cheaper to Shred Your Own Cheese? Yes, it is cheaper to shred your own cheese compared to buying pre-shredded cheese from the store. Buying a block of cheese and shredding it yourself is more cost-effective, as it results in a lower cost per cup of shredded cheese. Additionally, shredding your own cheese allows…
What a Landlord Cannot Do? A landlord cannot enter an apartment without proper notice. They also cannot force a tenant to leave without going through proper legal channels. Additionally, landlords cannot randomly raise rent without cause or discriminate against tenants based on nationality, gender, race, disability, or family status. They are also prohibited from prohibiting…
Is Rent to Own a Good Idea? Rent-to-own contracts may not be a good idea for several reasons. These agreements are complicated and often favor the seller. Rent payments in rent-to-own agreements are typically higher than regular rent prices, and renters may also be responsible for additional expenses like repairs, maintenance, HOA fees, and property…
Can You Finance a Pool? Yes, you can finance a pool. There are various financing options available, including personal loans, cash-out refinancing, home equity loans or lines of credit, pool manufacturer financing, and credit cards. Lenders such as traditional banks, credit unions, and specialized lenders offer pool loans with fixed interest rates and repayment terms….
How Long After Signing a Lease Can You Back Out? Once you sign a lease, you are bound to it and it can be hard to break without consequences. Leases are generally not covered by cooling-off or buyer’s remorse laws. However, state laws often allow tenants to break a lease under certain circumstances. For example,…